Competitive Commercial Vehicle Financing Is Result From Mitsubishi HC Capital America Merger

By combining the best resources and assets of each integrated business, Mitsubishi HC Capital America is leveraging its role as a consultative partner to provide customized and flexible financing across the entire transportation industry including all segments from light-duty vehicles to over-the-road tractors and trailers.

On the heels of our recent integration with ENGS Commercial Finance and Mitsubishi HC Capital (U.S.A.), our transportation team is excited to be moving forward with expanded lending resources and industry talent. We are now the largest non-bank, non-captive lender in North America with $7.5 billion in managed and owned assets.

As a result, Mitsubishi HC Capital America — the name of our combined operation — is going to leverage each team’s best practices to create an unparalleled financing partner for companies in the transportation industry. ENGS has a long-standing reputation in over-the-road truck financing, while Mitsubishi HC Capital America is a leader in work truck lending with cross-border reach through Mitsubishi HC Capital Canada.

The integration is bringing together experts in all segments of the market for the first time. Sales representatives are responsible for maintaining relationships with commercial vehicle dealerships that sells any commercial vehicle asset whether that is a work truck, vocational truck, trailer, sleeper truck, etc. We will have the most experienced, knowledgeable finance sales force in the industry focused on each market segment and providing customized solutions for our customers and dealers.

In addition, we are poised to help dealers and customers explore and realize their sustainability goals. As trucking moves toward a cleaner future, our in-house Sustainable Development team is focusing on clean energy projects. Specifically, providing consulting services and capital for decarbonizing class 1-8 trucks and trailers, alternative fuels, as-a-service solutions, and charging infrastructure, we enable dealers and fleets to achieve their clean energy goals.

Uncertainty in the banking sector has many businesses on edge, understandably. But it’s business as usual at Mitsubishi HC Capital America. Customers are looking for a lender who will be with them in good times and bad, one that has stable liquidity and one that can provide them with the best service possible. With our strong and varied capital base, we are uniquely positioned to grow our relationships with commercial vehicle dealers and partners. We’ll be here as a long-term, trusted partner.


Mitsubishi HC Capital America

About the company: Mitsubishi HC Capital America is a specialty finance company that has extensive capabilities throughout North America with its affiliate, Mitsubishi HC Capital Canada, combining a consultative approach and expansive digital platform to help organizations of all sizes accelerate growth. With $7.5 billion in assets and more than 800 employees, the company is the largest non-captive, non-bank commercial finance company in the United States.

Mitsubishi HC Capital America partners with equipment manufacturers, dealers and distributors, as well as end-customers directly, in providing customized financial solutions, including transportation and commercial finance. Dedicated to improving the communities where it operates, the company is committed to the United Nations Sustainable Development Goals.



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